Welcome back
UZUBA — Africa's AI Platform
One platform. Three modules. Built for 1.4 billion Africans — learners, health workers, and entrepreneurs across 54 nations.
🌍 54 Nations
🤖 AI-Powered
📶 Offline-First
🔓 Open Payments
🌍
Start your journey
Pick your first track and earn a certificate
0
XP earned
↑ Keep learning!
3
Active modules
Zetu · Meddix · GROW
54
Nations covered
All of Africa
1.4B
Africans served
Growing every day
🌱 Seedling
Your learning journey
Earn 50 XP to reach Scholar
0 XP
🌱 Seedling
0 XP
0 XP
📖 Scholar
50 XP
50 XP
🎓 Graduate
150 XP
150 XP
🏆 Champion
350 XP
350 XP
🌟 Legend
700 XP
700 XP
Quick actions
Modules
Active
Zetu
Career & trade certification
12 tracks · Tech certifications + livelihood & trade skills
Active
Meddix
Community health AI
AI guidance for community health workers across Africa
Ready to help
Active
GROW
Economic empowerment
Open Payments · Commodity markets · Informal economy tools
Ready to help
Our mission
Serving 1.4 billion Africans across 54 nations
Offline-first · AI-powered · UZUBA: Unity · Zenith · Uplifting · Belonging · Advancement
Learn & Certify
Professional tech certifications and hands-on trade skills — from cloud to poultry, solar to tailoring
Health for All
AI-powered clinical guidance reaching the last mile through community health workers
Economic Freedom
Open Payments and financial tools empowering informal traders and micro-entrepreneurs
Zetu Certification
AI-powered career & trade certification for Africa's workforce
Who are you asking about?
Health categories
Malaria
Signs, treatment, prevention & RDT use
Maternal Health
Pregnancy warning signs & ANC guidance
Nutrition
Malnutrition screening & MUAC protocol
Vaccination
EPI schedule, cold chain & outreach
WASH
Water, sanitation & hygiene practices
Mental Health
mhGAP screening & community support
Emergency Preparedness
First aid, outbreak response & disasters
NCDs
Hypertension & diabetes screening
Health assistant chat
🩺 Guidance for: Adult
⚠️ AI guidance only — always refer emergencies to a qualified clinician.
Hello! I'm Meddix, your AI community health assistant. Select a category above or ask me anything about malaria, maternal health, nutrition, vaccination, sanitation, mental health, emergency preparedness, or NCD screening for your community.
Field Protocol
Live commodity market pulse
🌿 East Africa
Maize · Coffee
—
Loading…
🌍 West Africa
Cocoa · Palm oil
—
Loading…
🦁 Southern Africa
Maize · Sorghum
—
Loading…
🏜 North Africa
Wheat · Dates
—
Activate AI
Where are you based?
Topics
Open Payments
ILP, Interledger & cross-border transfers
Savings & Credit
VSLAs, SACCOs, mobile savings & credit
Mobile Money
M-Pesa, Wave, Airtel Money & integrations
Micro-enterprise
Starting, funding & scaling small businesses
Trade Finance
Cross-border trade, AfCFTA & market access
Agribusiness
Crop pricing, cooperatives & value chains
Economic empowerment advisor
📍 Tailored for: Ghana
Welcome to GROW. Select a topic above or ask me anything about Open Payments, savings, mobile money, micro-enterprise, trade, or agribusiness. I'll tailor my advice to your location.
Action Plan
Interledger Protocol (ILP) & Open Payments
What is ILP?
The Interledger Protocol is an open standard for sending payments across different financial networks — like HTTP for the web, but for money. It routes payment "packets" across ledgers, currencies, and networks without requiring a shared system.
What is Open Payments?
Open Payments is a web-friendly API standard built on ILP. It gives every wallet a public address (like an email for money), so any app can initiate, authorize, and receive payments — across M-Pesa, bank accounts, or any ILP-connected network.
Why it matters for Africa
Africa has 54 countries, 42+ currencies, and fragmented mobile money systems. ILP lets a trader in Accra pay a supplier in Nairobi — from MTN MoMo to M-Pesa — instantly, with minimal fees, no SWIFT required.
How UZUBA uses ILP
GROW is built on Open Payments principles — wallet-to-wallet transfers, transparent fee quotes, and cross-network routing. The simulator below shows how an ILP payment flows from sender to receiver across Africa.
📚 Open Payments — How It Works
3-part guide for informal economy workers & micro-entrepreneurs
1. The Problem
2. How ILP Solves It
3. Using Open Payments
1
Fragmented networks: M-Pesa, MTN MoMo, Opay, bank accounts — they don't talk to each other. Sending money across them is slow, expensive, and requires middlemen.
2
High fees: Cross-border transfers in Africa cost an average of 8–10% — the highest in the world. A trader sending $200 loses $16–20 before the money arrives.
3
Exclusion: 57% of Sub-Saharan adults are unbanked. Without a bank account, accessing global trade, digital payments, or savings tools is nearly impossible.
1
Packet routing: Like the internet breaks data into packets, ILP breaks payments into small packets routed across connectors — each one bridging two networks.
2
Connectors: ILP connectors sit between networks (e.g. M-Pesa ↔ Opay). They hold liquidity on both sides and settle atomically — either the full payment goes through or nothing does.
3
No shared currency needed: The sender pays in KES, the connector converts, the receiver gets NGN — all in seconds. The exchange rate and fee are quoted upfront before the payment is sent.
1
Get a wallet address: An Open Payments wallet address looks like
https://wallet.example/amara — shareable like an email, receivable from any network.2
Request a quote: Before sending, your app requests a quote — exact fee, exchange rate, and arrival amount are shown. You approve before any money moves.
3
Authorize & send: You grant one-time authorization. The payment routes through ILP connectors and arrives in the receiver's wallet — bank, mobile money, or crypto — in seconds.
🔬 ILP Payment Flow Simulator
LIVE SIMULATION
→
—
Amount Sent
—
ILP Fee
—
Received
—
Settlement